The cost of buying a touring caravan depends upon its age and the condition, but buying a brand new tourer can set you back well over £21,000. That’s a lot of money to have invested in such a mobile home and only the fool hardy [statistics show the figure as 28%] of caravan owners do not insure there touring caravans. On the other side of that is the amount of caravan owners who make some kind of claim on their touring caravan insurance [statistics put the figure at 10%] every year.

This figure shows that there is a 1 in 10 chance that as a caravan owner you will have to make some kind of claim for each year that you own your caravan. Another way of looking at this is that if you own a caravan for 5 years your chances of having to make a claim are 50/50. And if you own a caravan for 10 years the statistics show that you are almost certain to have made a claim. Given these figures it is easy to see why deciding not to take out caravan insurance would be fool hardy and buying caravan insurance the only sensible course of action to take.

The biggest hurdle to buying touring caravan insurance is very often the cost of the insurance. Some caravan owners prefer to risk it thinking that they won’t need it and will get by without it and so do not bother with cover. They likely say to themselves “why bother, nothing will happen and I will save myself a few hundred pounds a year, besides, nothing’s going to happen to it.” Famous last words of many a not-covered risk-chancing caravan owner.

But imagine for a moment that you paid out £21,000 for your brand new caravan and owned that caravan for 10 years. Using the statistics given above it is almost certain that in that 10 years you would likely make some kind of claim, and if that claim happened to by the worst case scenario of your caravan mysteriously disappearing in the middle of the night (or even the middle of the day) that’s a year’s salary for the average worker down the drain if you are not insured.

Breaking down the cost of your brand new caravan over 10 years works out to be £2,100 per year. Even a basic touring caravan insurance policy with no discounts for no having made no claims, or having no anti-theft devices would set you back only 2/5th’s of the original £2,100 per year. Given the odds, over the long term, it makes sense both financially and for peace of mind to insure your caravan.

The good news is that it does not have to cost you an arm and a leg to insure your caravan. In fact our caravan insurance cover starts at an amazingly low price of just £55 per year. Yes, that’s right, just £55 per year. Now your not necessarily going to have fully comprehensive cover, new for old for a brand new caravan that costs £21,000, but this is a really good example of how we have been doing our very best to bring prices down and make things easier for you.

We have also added other elements to our touring caravan insurance policies to give you better prices through further discounts and savings, make it even easier for you to save more money. You can get up to a huge 45% discount if you have 3 years without claiming on either your car insurance or your caravan insurance. You can get another 25% lopped of the price by storing your caravan on a seasonal pitch, another 5% if you have an alarm and a further £25 off for increasing your excess.

I am sure that you will agree as many other happy policy holders already do that you can get some really good price savings when you decide to use our services. You can choose whatever options you want, and one of our colleagues will happily take you through the choices step by step to help you find out which of these are the best for you. Get in touch with us now to get the very best touring caravan insurance quote. You can email us, call us or fax us. Click here to send us your details by email. You can call us on 01934 424 040, or you can fax us on 01934 424 141. To get the best fully comprehensive quote, call now.