Whether you’re a first time caravan owner treating yourself and your family to a brand new or second-hand caravan or, you are a seasoned caravan owner dusting off your comfortable home from home in time for the week(end) get-away season, now is a good time to start considering taking out or renewing you caravan insurance. Buying online is a quick and easy way to arrange this but unfortunately, unlike many other forms of insurance such as car and house insurance there is currently quick way to do compare caravan insurance online.

Many people’s first instinct might be to follow the advice of the MoneySavingExpert.com founder and financial guru Martin Lewis and just buy cheap caravan insurance and have done with it. However, following this advice maybe folly as it is based on the uninformed assumption that insurance is insurance and that all insurance is equal. It is not. Specialist niche insurance providers tend to have differing coverage and exclusions, usually dependent upon their underwriter.

Doing a search online will return some of the top caravan insurance companies. Sadly, of the companies you will find few if any of them seem to provide a link to their policy wording or summaries. Without this information you would have to call each company and ask for an example policy so that you can properly make a caravan insurance comparison. We provide a link from every web page directly to our policy wording and summary so that you can have the information up front and in your hands without having to call us first.

If you are a first-time caravan owner and are not sure what you should be looking for in a caravan insurance policy a good place to start might be some of the caravanning forums online. Websites such as www.caravanning4u.co.uk and www.caravantalk.org.uk might be a good place to start. Caravanners are usually very friendly and only to keen to help out other caravanners in need. These forums are simple to join and ask questions on and can be a great information source for newbie caravan owners.

When you finally have the different policy information form your search, you should have enough information to enable you to compare caravan insurance coverage and exclusions. The differences that you will tend to find are where the caravan is stored, where the caravan is used or towed and what security measures you have taken to ensure the safety and protection of your caravan. If you decide to go with a cheap caravan insurance provider your coverage is likely to be quite limited. The choice is yours… save a few pounds and risk it with limited coverage, or have total peace of mind with a fully comprehensive caravan insurance policy?